DeCom Subliminal Interactive Advertising                                       .  .  brings a decentralized and democratic economic platform to the real economy!

Cloud Capital     Chamber of Economies     Cloudfunding     CloudfundMe     Buyers     Crowd     Sellers     P2P     Groups     Places     SignUp     

DeLE Markets      FOMEZ      GPEUN      LED - Hubs      GOMTX      Free Economic Value      Economic Engine      Smart Contracts      Universally Decentralized Capital      DFDC    
Global Growth Scale

    QwickPic           QUIK-Pics
    Search               Business

    Global Market    Global Productivity Market
    Places                Places
    Locations           Global Productivity Market
Local Media    QwickBids         QwickBid
    Portfolio             Portfolio
    QwickP2P          QwickP2P

                  Sellers Exchange

    OMM                   OMM
    Queen Bee

Food Pantry    LA Agent            LA Agent

Local Media    Local Media      Local Media

Local Media    New Economy

Local Media    DeLE Markets

Local Media    GeoCommerce

Local Media    Local Demand

Local Media    SME Cloudfunding

    New Economy Defined

Local Media    ComTechX

Local Media    Local Zones

A new era that is digitally scalable

The Digital Era will be more accountable, scalable and autonomous  -  where Cloudfunding ( Cloudalism ) integrates Commerce between economies along supply chains with a neutral international economic trading unit of account  -  Cloudfunding harnesses the genuine economic value exchanged in supply and demand with Productivity, similar to the way the Gold Standard held economies accountable in previous times  -  the difference now in the Digital Age, is that the accountability in genuine productivity can be tracked down to 14 decimal points in the interactions between a Buyer and a Seller using a mobile phone from anywhere in the world, in real time.

Linking directly to productivity is infinitely accountable and so globally scalable with digital technology  -  it perpetually cycles supply aggregate demand in a recycling mechanism to generate a value of incremental economic growth, replacing the need for inflation  -  it's accountability is constantly validated and compared with global currency values, which allows the New Digital Economy to operate autonomously and independently in parallel to the Old Economy, but without incurring debt.

The New Economy combines the commercial trade between countries, regions and local cities, and comes in many forms such as the new sharing and gig economies that take in the on-demand services  -  it's a paradigm shift from the control held over Supply and Demand by the financial markets to an autonomous economical market structure democratically controlled by the global society.

Cloudfunding ( Cloudalism ) operates in a new paradigm above B2B and B2C, it operates from economy to economy with e2eCommerce spanning across the world in a seamless flow of Supply and Demand between local and global Buyers and Sellers with a neutral Universally Decentralized Capital  -  its scalability is due to the Direct Foreign Decentralized Capital - DFDC that monetizes inventories using the aggregate demand of products and services sold across the world in local economies, which gives rise to a democratic Balance of Payments that helps eliminate inequality among countries and regions.

In the background Cloudfunding separates the Supply side from the Demand side in two separate open markets where incentives can be implemented to stimulate activity in the trading of products and services from Seller to Buyers  -  all by tracking the UDC ownership between Buyers and Sellers, without the platform holding or transferring any local sovereign currencies between local economies or across borders.

Cloudfunding operates with all global currencies using a neutral digital trading unit of account that acts as a global trade currency to process Commerce activity across industry verticals  -  from the outset the New Economy holds no physical Cash ( cashless ) and carries no credit or debt within its economic infrastructure and ecosystem, it only needs to compare with local Cash for a neutral Universally Decentralized Capital to be able to exchange ownership between a Buyer and a Seller in a commercial trade to validate, and, being a neutral trading unit, it flows ubiquitously between the various global currencies  -  with more privacy and security for all users due to the independent and autonomous design.

Cloudfunding is an equity-based economic ecosystem that sits above the Commerce level operating as a neutral Operating System - OS maintaining the secure independence of all Users  -  it freely provides the mechanics for all Suppliers/Sellers to Outsourced Selling ( Outsource the Selling ) of their products and services on a global scale in a unique process that fully monetizes the Seller's full Selling Prices  -  it incentivizes an independent global network of market makers to be the new digital workforce that democratizes global productivity by interconnecting and sharing directly in the economic growth and wealth, equitably.

Supply is not complete without Demand, and that's where Price Demand offers the benefit for Buyers to create real-time demand by buying at the price they want to pay.

Cloudfunding is credit and debt free

Cloudfunding offers Commerce a Free Economic Value system that doesn't operate with credit  -  Cloudfunding avoids recessions by not accumulating debt, totally the opposite to the Banking Industry's business model which hedges its bets on risk management while creating debt and passing it on to the Private and Public sectors, all the while extracting rents, and when there is the inevitable recession, the money supply simply restarts the next economic cycle  -  basically Banking jumps to the next cycle totally ignoring any responsibility for the collateral damage caused in the recovery of debt from Private and Public sectors.

Free Economic Value is validated and governed by only genuine productivity in commercial trade of products and services and therefore is physically and digitally restrained globally in its scalability  -  it's all encompassed within the Global Chamber of Economies  -  in Global Binary Markets that are indelibly linked to global productivity.

Cloudfunding uses Free Economic Value - FEV in the Outsourced Selling to incentivize the Global Crowd to drive the initial step selling a product or service between a Seller and a Buyer  -  the Outsourced Selling process uses a unique democratic bidding to fully monetize the individual inventory item ready to release to the Seller's local Buyers  -  after the global process, the Price Demand function is made available to local Buyers to buy product and service deals at prices they are willing to pay.

Overall Cloudfunding can sell products and services exponentially faster than what can ever be produced or manufactured, and that includes using robots  -  the speed of selling exponentially is solved by algorithms being able to incentivize a trade between the Supply and the Demand of every unit of products and services at the global level, before releasing the products and services at the local level with Price Demand  -  from economy to economy, trade exponentially speeds up with Subliminal Organically Decentralized Advertising   -  it's an important part of the paradigm shift in the era where inclusion for all is paramount.

    Free Economic Value    
The New Digital Economy gets its foundation not from modern technology but from history, more than 70 years ago at the Bretton Woods Conference there was a concept proposed by the British authorities  -  although that proposal was not accepted at the time, it was based on having a global "unit of account used to track international flows of assets and liabilities"  -  operating with a neutral trading value from a central mechanism, Cloudfunding tracks every value exchanged between buyers and sellers in trade moving from country to country, giving countries a real-time view of trade surplus and deficit data that they can respond to without delay.

That concept introduced by John Maynard Keynes was before its time but with today's technology and in a time where a new direction needs to be found to sustain global economic growth, Keynes' proposal fits the ideology of what todays' societies need to replace the dysfunctional global financial system, one that is democratic by being controlled by the global crowd consensus and scalable so that sustainable global growth can benefit everyone.

Introducing DeCom  -  Decentralized Commerce:                                                                        
Cloudfunding is DeCom
" Cloudfunding does for modern economies in tokenizing the local economic value                                 

                                        .  . 
as what the invent of coinage did for commerce and trade in ancient times! "
" Now,  local economic value is universally issued, owned and governed by the people,  for the people             

                                                         .  .  to fully monetize productivity across global commerce and trade! "
The New Economy is the digitization and democratization of the commercial flow of value through Global Trade and Commerce using digital technology to track a neutral international units of account, which in some way is the digitizing of what the IMF have tried with SDR  -  SDR is a restricted Special Drawing Rights value  -  a foreign-reserve currency also termed as XDR, which is created like quantitative easing but without printing money or have any true backing  -  its objective has been to replace gold and US Dollars  -  its role is for IMF member countries to draw down the SDR at various costs so it can be exchanged between trading countries to balance trade surpluses and deficits.

What the New Digital Economy does with Cloudfunding, and in particular with DFDC - Direct Foreign Decentralized Capital, is validate the Free Economic Value against genuine global productivity into Universally Decentralized Capital, allowing it to be globally used ( compared to the limited use of SDR ) to fully democratize trade  -  removing the incumbents to open up global economies to free open markets with an interconnecting ubiquitous flow with a neutral international economic trading unit of account value  -  making it freely available for the people of the world, and countries, to control and operate with in real time, within the real economies.

UDC                UDC Symbol
Modern Banking and Finance is limited

Since WW2, there have been 9 major recessions, the first 6 lasted only several months but recovery had taken 6 months to get back to the same level in the markets as before the recessions  -  since then the world has been hit with 3 major recessions, the Global Financial Crisis being the most recent.

The impact that the 1991-92 and 2001-02 recessions had on many economies was a major turning point in the global economy's growth  -  each of the recessions had an extended recovery time of 2.5 times more than the previous recession

-  this compounding effect is proving similar after the GFC, with a much flatter recovery that has now been running into years and not months  -  maybe full recovery will be here in time for the next recession, leaving the world in perpetual stagnation.

The emperor is wearing no cloths

The tools used by central banks and monetary policies, is to add more printed money into the system to stimulate productivity, problem is the money never reaches the area where productivity takes place, it's held by the money suppliers where it's used to prop-up markets where investors are wanting their share  -  the consequence is the debt held in the background is exponentially multiplying.

Markets have been propped up by an un-validated type of currency value that has only been printed to give Share Market profit takers a kick-back in the hope that the profits are spent in the economies  -  this old top-down thinking may have worked before but the game has changed, the Digital Era and Cloudfunding that operates with real-time information and value has called their bluff in how they create and back their free money.

The era of betting on the future outcome of productivity has reached its end, now productivity needs to be truly evaluated in real-time with real products and services, all along the Supply Chains, and be able to scale it globally across all country economies  -  syncing Supply and Demand so it can achieve and distribute true growth across competitive markets.

Hence why a new economic model needs to be adopted, one that is able to scale with all the new world demographics that will be changing economies so dramatically in the near future.

Eliminating the compounding Risk and Debt

The reliance on credit to create productivity since the 1980s has compounded and has resulted in weakening the family units, by forcing credit on them by taking on more and more debt to drive productivity, for the greater good of the nation's economic growth.

The risk has a multiple growing impact on individuals, families and countries in most of the developed world with the exponential increase of aging populations, which increases the effort needed by the remaining workforces by needing to take on more debt and risk under recent banking methodology

The result over the last seven or so decades on a trade and economic level has been that the world is more interconnected and reliant on other countries  -  this connection rests more on the indebtedness between countries and from financial institutions where credit and debt are used as the tools of incentive imposed on countries to increase economic growth, which inevitably trickles down to family units and individuals by encouraging them to take on the burden of more debt and risk, or be denied a better standard of living.

For most countries the challenge in recent decades has been to encourage their citizens to take on debt is done with subtle approach in many cases by hiding the growing burden placed on the populations by using financial and more so economic statistics knowing that most information being released is beyond their understanding.

Cloudfunding is the paradigm shift

Cloudfunding is a total paradigm shift away from imposing debt on society in exchange for a better standard of living and growing economies  -  instead it gets growth from the borderless distribution of Free Economic Value that incentives productivity without incurring debt.

The world is now moving fully into digital, and that means a much faster distribution infrastructure in achieving outcomes which usually requires value to be distributed for productivity somewhere along the line  -  that distribution point of value is where Cloudfunding takes a new path by removing the need for gatekeepers to apply a business model ( rent seekers ) that controls the flow of capital, for a cost  -  that global distribution and generation of value is being disrupted in the Digital Era  -  it changes the dynamics of the traditional Commerce cycle by giving Supply ( Seller ) and Demand ( Buyer ) each a democratic position that together closes the loop in in the cycle of Commerce and Trade with a sustainable equilibrium in Global Productivity.

Economic Layout

SMEs lead the stimulus with their inventories

Direct economic stimulus - DES, is true equity capital, not credit debt, and it's drawn from the aggregate demand of genuine products and services sold around the world that is distributed to the global market maker network that drives the supply side of the local markets to achieve real Productivity.

Leading Catalyst
It means sold Productivity is monetizing new Productivity with validated equity capital, which is generated by the real-time Aggregate Demand of the sold products and services on a global scale  -  basically flipping the Credit Creation model around to use Productivity as the leading catalyst with debt free capital that finances SME inventories ( before selling to local buyers ) and they in-turn distribute new capital flows out into the local economies via operating costs and wages.

Digital Infrastructure Flow
Cloudfunding closes the loop in the dynamics of Commerce

Digital technology and networks have proven that the distribution of advertising can support a large network of businesses and industries, so much so that some digital players have a greater revenue than some developed countries  -  what Cloudfunding does is it shifts away from that proven model of inward flowing value that takes value out of productivity's overall supply and demand chain profits by large networks, and reverse reengineers that flow so the marketing value is distributed outward at an exponential scale as Free Economic Value, and gives it the flexibility to become free working capital in the hands of individuals in the global crowd, who ultimately become the new democratic gatekeepers in driving profitable outcomes towards the world's large number of SMEs that gain strength from Localization in Free Open Market Economic Zones - FOMEZ.

The distribution of credit by Banking is constrained by the decision on the economic outlook and the risk of giving credit that only comes down to adding numbers in the debt and credit columns  -  the distribution of Free Economic Value has no risk of being made into credit, as it's constantly constrained algorithmically within the volume of productivity across all types of markets  -  Cloudfunding reverses the position of productivity and places it ahead of distribution, reversing the way Banking uses debt as its leading function in the flow of commercial dynamics.

    Banking                                                                                                   Cloudfunding    
    Credit/Debt    -    Distribution    -    Productivity                                             Productivity    -    Distribution    -    Free Capital    
Cloudfunding verses Credit Creation
    The gap between these two distinct distribution methods will decrease exponentially as technology increases and individuals play a major role in how global markets operate  -  Cloudfunding revisits history and brings the concept of Keynes into the Digital Era by providing the neutral mechanism that directs the flow of Free Economic Value into the reformed global open markets  -  technology is now capable of distributing free capital exponentially on a global scale to surpass the distributed volume of credit applied by Banking  -  in a Global Chamber of Economies.

Outsourced Manufacturing will shift to Outsourced Selling

It has taken several decades to finally see the real outcome of moving manufacturing to low wage developing countries, forcing the closure of industries in developed countries  -  the false belief that using financial methodology in multiply money supply and creating credit and debt to buy the cheap goods is no counter balance for the loss of manufacturing jobs in developed countries, it's now being seen as a huge unequal balance in globalization.

With any crisis comes a time to reflect and find new ways to move forward  -  the era of shifting manufacturing to countries where cheap labour could be exploited didn't start just several decades ago when the banking and financial industry seen an opportunity of expanding their role in growing economies even more so than how they previously helped before, and it began back in the times when the British Empire was able to exploit their colonies of countries with the likes of the East India Company.

It can now be seen by the majority and not the minority that the downside of globalization has reached its peak, so what then is the next move that solves the failures  -  the 4th Industrial Revolution that can be summed up as the Digital Age has been seen by many as what exponentially moved forward the real outcomes now being seen in developed countries of what globalization really achieves on all fronts.

The transition to a full digital world will be much faster than any previous revolution and now that pace will exponentially grow with the global connection through the internet and mobile communication  -  the barriers confronting people in developing countries where many only get a fraction of local economic gain and those in developed countries that carry the burden with debt via credit for a share in local economic gain.

The mobilizing of the world jumps those barriers to place all global individuals on the same level of connection  -  this opens up for new ways of looking at how to streamline equalization between the various fronts and discarding what has caused the disparity in the populous  -  the main challenge is all directed towards incumbents that have positioned themselves in between and extract rents and value through speculation.

The digital era doesn't need to follow the models of the analogue world that has its roots in the early exploitive days when markets ( traders ) positioned themselves between those that produced and those that eventually bought the products  -  that same trading mechanism today that still operates in between does not reflect the true markets, because the fundamental role of the traders is still to sell at a profit regardless of what the real world can support, and leaves it up to players closer to the end buyer to start discounting the selling price to find the real market demand.

Being able to connect the mobilized global population directly to the producers, manufacturers, wholesalers and retailers is streamlined with Direct Foreign Decentralized Capital and Outsourced Selling, and synergized with Free Economic Value to remove the barriers in funding productivity between the players in the Supply Chains, connecting them all on a fully autonomous platform  -  independent of the current dysfunctional incumbent institutions, and instead, controlled by the global crowd that allows the scaling of global economic growth to be fast tracked.

Cloudfunding economics moves well beyond the thinking that a digital or crypto currency itself is the answer to the world's economic struggles, if speculation and storage are the main values it's just like all other fiat currencies  -  Cloudfunding rewrites the economic mechanics behind the domestic and global productivity by directing real value into markets that are tied back to real people working for both themselves and for the betterment of others in the real world.

The phase once spoken was "it's the economy stupid" may need to be reworded to 'it's just the digital economy'

The change in how markets will start to work comes with the change in how influence and value crosses borders to stimulate local economies, that initial move is instigated by the actions of local Sellers using free Direct Foreign Decentralized Capital  -  Cloudfunding does the rest.


Automatically flows into
Universally Distributed Income ( UDI ) Portfolios

With all commerce activity on the Platform each product and service that's processed with Outsourced Selling and Buying activity  -  it's linked back through to the Universally Distributed Income ( UDI ) Portfolios from where all Users can build a collection of Location Tokens and gain a share of the Location Activity Tax collected and distributed across all the global activity in real time.

The method of Capital Investment being directed into industries and businesses is the backbone of modern Banking and that model has a risk involved when there's either a shift in markets or there's a lack of profit due to the cost of productivity  -  the typical way Capital Investment gets its return is through liquidating shares in a company after an increase in value or via dividends or leaving it up to wealth managers  - 
UDI Portfolios challenge that form of distribution of wealth by directly focusing on reducing the wealth gap and inequality through inclusive growth.

UDI is a tracking mechanism of a global citizens use of tools to engage in supporting various locations around the world where commercial productivity takes place  -  the initial entry is when they support local businesses and help the velocity of local cash flowing in the local economy, what follows is a unique way that global citizens can link themselves instantly to where they think productivity will happen  -  what doesn't change in UDI is that risk is not part of this automated distribution because productivity is either positive or nil but never negative

The real time productivity data and results are unique with the distribution of value that comes directly from the local activity where the global citizens are linked through the number of locations that are collected  -  what makes this distribution process so transformative is it distributes the increased value from global productivity directly into the hands of the global citizens to increase their individual wealth, and does away with costly management fees and risk as the
UDI Portfolios are free of costs  - UDI is a free digital distribution process of global productivity profits that are directed to grow local economies, is far different from the Capital Investment vehicles that the financial institutions use to extract rents as part of their business models.

    Debt reduction is a must

To reducing debt can be attacked in many ways, it can be done by reducing spending and live within the income source  -  difficulty of this is that as a large economy such as a country it means reducing services that a population has relied on, it has many flow-on consequences that can reverberate around societies and build up a lack of confidence and hesitation to go out and spend.

Reducing debt can be achieved in the Digital Era with scale and technology, it can overcome the indebtedness the banking industry has placed on populations, businesses and governments with multiplied money based on future wealth  -  that future debt can be reverse engineered to exponentially recover debt in personal and corporate sectors  -  so true productivity can drive the economy, whatever size it is, without reducing the pie that has already been baked by hard work  -  it will give back the confidence for populations to go out and be productive.

The Scalable Digital Economy  -  is digital to the extreme, it's not burdened by carrying a legacy tied to old world banking systems with physical infrastructure, nor does it carry any of the individuals' burden of debt ( personal or business ) in the Private Sector from the Old Economy  

-  instead it focuses on giving everyone the advantage of reducing their debt, by solving inequality with cloud based technology.

-  to move forward, the New Economy incentivizes both Supply and Demand and Sellers and Buyers, simultaneously.

-  Cloudfunding is able to bring real-time Demand into all types of commerce with Price Demand as incentive.

-  its focus is towards local communities and economies that generate productivity at the local level  -  Localization.

This is where Outsourced Selling applies Price Demand to change the dynamics of commerce and gives a Seller the position of having a Comparative Advantage over their competitors, even if those competitors use heavy discounting or dynamic pricing.

The New Economy integrates a complete series of commerce functions into an ubiquitous flowing economy that operates as the Global Open Market Trade Xchange  -  GOMTX.

Cloudfunding absorbs commerce payments into its ecosystem by removing the incumbents  -  it does not isolate itself from the global currencies as it's continually compared in real time with all the global currencies during the direct commercial activity between the Sellers and Buyers local currencies in the final exchange of payment for product.

The Platform has a fully autonomous SaaS architecture that's structured to operate as the ComTechX Industry  -  it adds incentives for the Global Crowd to be involved in changing to a decentralized model with a digital infrastructure that empowers the players along the Supply Chains.

Economic Ingrastructure Hierarchy
ComTechX the industry, combines Commerce and Technology, bringing together Offline and Online Commerce into the new economy with a streamlined commercial ecosystem
.  .  it operates in an autonomous infrastructure, in the way the internet was intended, with an ubiquitous universal value synchronizing all the global economies to operate as one
Economies in most countries have been separated into two separate entities, those below the line produce and add economic value, those above take from that economic value
Global Chamber of Economies find a balance by providing local economies with the voice and platform to operate independently and retain the economic wealth that is produced
Separation of Commerce from the Banking and Financial System in Cloudfunding's economic infrastructure acts similar to how the Glass-Steagall Act operated from 1933 to 1999
.  .  this was when the retail side of banking was separated from the investment side, which involved speculation on the stock markets and a main cause of the Great Depression
Local SMEs can change the status quo by outsourcing the selling of their inventory at guaranteed full selling prices to gain a competitive advantage against big box competition
Cloudfunding gives SMEs predictable cashflows so they have the confidence to invest in stock and upgrades, which lead to jobs  -  ingredients for a better local economy
Outsourced Selling
    To establish the New Economy firmly in the Digital Era, physical cash is exchanged for digital cash in a validation process that only 'kisses' the local currency during typical commerce activity at brick and mortar stores, the transition point,

-  digital cash is not a currency per se - it functions as a stable neutral global trading unit of account value.

-  the exchange leaves the physical cash in the hands of Buyers and Sellers to continue in circulation in the local economy.

-  this makes the New Economy truly cashless, with only the Ownership of the digital cash needing to be securely tracked and recorded during world wide commerce activity, free of any fees.

It's a paradigm shift that positions the Digital Economy parallel to the Old Economy, with an ideal transition gateway between the two that's simple and free to exchange cash and digital cash as part of daily commerce.

The distinct difference between the New Economy and the Old, is that physical cash in the Old Economy must be held by a bank, and the same for a fintech service to operate it must hold the money somewhere within its business model, so really it's only a digital form of accountability, which has been used for decades, even centuries, ever since the physical bank books or paper ledgers were introduced for account holders to keep record.

Commerce in a New Economy changes that for both Buyers and Sellers, there're no incumbents as in the Old Economy.

The Platform operates with a fully autonomous SaaS architecture that's structured to form the ComTechX Industry.

A Scalable Economy changes how money flows in global commerce with Free Economic Value and Free Direct Backing.

Businesses and StartUps can get Free Direct Backing for their ventures  -  without loans or giving away equity

Sellers now have a Digital Sales Division where sales isn't about marketing follow-up and talking-up sales but about digital strategy

  QwickPic Ready
    Digital Sales Division    

A New Economy is all digital but physically cashless, it's a perfect segue from the Old Economy to the New Economy with local Cash being exchanged with Digital Cash at local brick and mortar stores during everyday trading  -  Buyers and Sellers freely exchange Ownership.

.  .  the Ownership is the paradigm shift from being part of a monetary system and moving to a scalable economic system

.  .  this shift changes the dynamics of how global commerce and trade payments move freely from economy to economy

.  .  it changes the economic outcome of local economies by eliminating the costs incurred with old world incumbents

It has the economic mechanics to provide incentive and affordability to both Sellers and Buyers, with full 100% selling prices for Sellers and buying power for Buyers with as low as 20% buying prices, that generates growth with guaranteed sales.

The local activity is networked together and played out on a global scale inside the Global Productivity Grid.

.  .  the old economy is cyclical, it's structured to be speculative and profit taking  -  the new economy is exponential, it's scalable, sustainable and equitable        

Offline to Online is O2O  -  giving Localization a defendable position in Globalization

The Old Economy gave banks the opportunity to act for both sides of the commercial activity, effectively banks have been able to double dip in the same exchange of goods, gaining fees from a Buyer and Seller in most global commerce  -  banks have been necessary because of distance and convenience of holding fiat currencies, those times are disappearing fast with digital alternatives.

It's no secret that for the 20th Century the economic infrastructures of the developed countries were built as pyramids designed to use the many at the base to feed upward to the top, and when the bottom could no longer be incentivized to feed enough upwards to the top of the pyramids, a recession would be announced by saying, there is a correction to balance the market, leaving the bottom many to take the lose with assets being devalued.

This method of using the many, that being the masses of skilled workers and businesses in the main productivity sector of economies, will by simple demographic changes, be in an impossible position to continue using the Old Economy's economics of supporting any type of stability, or even growth, let alone continuing to feed the incumbent middlemen.

In the coming change in the jobs to be lost through automation and demographics, the sector in the economy that will be most affected will be in areas like financial services and white collar jobs ( the largest sectors in the developed countries ) that are employed to help move value from the workers employed in the manufacturing and general production of products and services  -  the actual productive sectors in the developed countries are already the smaller sectors in the economy even though this sector makes the initial genuine value in the Supply Chain.

The 21st Century with the New Economy will change the flow in economies by keeping the flow of productivity value and currencies in the hands of the very groups that create it, and in doing so generate better tax revenues for governments to support the overall infrastructure and services.

-  it bypasses the need for incumbents altogether, by combining the commercial exchange into the one action, for free, even if there are multiple fiat currencies involved.

-  it bridges the gap between Buyer and Seller by changing the status quo in commerce's dynamics, traditionally the buyer paid equal to what the Seller agreed, that's not so with Outsourced Selling and Price Demand, all along the Supply Chain.

-  it opens the door for more fluent and more efficient local and global trade routes that can multiply to a sustainable level of global productivity, helped along by integrating Free Advertising and Free Economic Value into the hands of the masses.

The transition of advertising, from being part of the mechanics of Commerce, to its distribution as Free Economic Value, and its validation as free working capital tied to genuine Global Productivity in the Supply and Demand of products and services, through to its final validation as a neutral global Digital Trading Cash  -  key to the ongoing perpetual flow of economic growth in the New Economy.

Needs to have 'purpose'

The New Economy must have an intended purpose, it must solve the big issues, and do it with minimal casualties but have maximum results  -  not just to disrupt the status quo.

During any transition there's the usual a foot in both camps during change, therefore there'll be two distinct economies until the majority of participants is found, that's why Outsourced Selling and Price Demand has purpose in speeding the transition along by giving Sellers and Buyers maximum benefit.

With Outsourced Selling's mechanics and global scale, the number of digital jobs available in any local economy can be many times the number of jobs that will be lost due to automation  -  the multiplication effect achieved by one single digital job can greatly increase local productivity that can require adding new physical jobs  -  there's a massive flow on effect when an increased quantity of Sell High / Buy Low priced products and services are available to the local economies where Buyers have a greater buying power.

    Global productivity is structured as an Inclusion Paradigm    
It means the inclusion of all people is built into the New Digital Economy where anyone from anywhere can be involved in the productivity within the marketplaces that have normally been exclusive to traders dealing with products and services in global Supply and Demand.

The weakest point in any economy is the velocity of products and services moving from the Supply side to the Demand side  -  the typical tools and strategies used in encouraging this velocity has been to discount until demand is found, regardless of the lost profits  -  this typical strategy is a race to the bottom with no real winners in any economy  -  the Digital Age has the capacity to use digital technology to change the rules of Commerce, and save the economies from taking those loses.

Global Consensus

Removing barriers

The Digital Revolution is vastly different to the Industrial Revolution but both will be similar in having major changes to the infrastructure and mechanics of how industries operate and how people will be replaced in many industries  -  people needed to adapt to the Industrial Era's New Economy  -  this time in the Digital Revolution the changes may have different barriers and may be less tangible, but being digital means things can be changed at such enormous scale that it bypasses the incumbents and the barriers that were formed to work during the previous Era.

In the transition to the mechanization of industries that produced and manufactured, Agriculture has always been used as the prime example of the great changes there was with the jobs lost, from around 98% of employment down to 2%  -  in the last half century, manufacturing has been the focal point of job loses to automation but the industry most likely to be effected will be the largest industry in most developed countries.

What transformation happened to Agriculture during the transition to the Industrial Age with machines replacing manual labour will happen to the Banking and Financial Services Industry in the Digital Age Of Inclusion  -  with algorithms that will never forget, and scale exponentially with true values  -  it will remove any need for manual labour to be involved in the risk management and speculation with the cost of money, it will eliminate the human judgment as to who gets the benefit of finance  -  it will all be done without incurring debt and it will include everyone, in real time.

In the transition from one Era to another there are always incumbents that try to move across and set up with the same control as before  -  the gatekeepers in the Commercial and Financial sector are no different  -  Cloudfunding replaces those incumbents ( rent seekers ) with a much more direct connection between the Buyers and Sellers  -  with the Global Crowd as the new gatekeepers, who sit between Supply and Demand democratically controlling the new equilibrium of Trade as it's tracked internationally  -  providing all the services for free.

Regardless of what products or services are produced, manufactured and importantly invented, they all need to be sold from a Seller to a Buyer  -  Cloudfunding provides the new equilibrium between Supply and Demand with Sell high and Buy low to allow economies to scale, equitably.


The New Digital Economy is 'its own beast'

The Digital Era, like other times in history, unique sectors could be identified, with the Digital Age there was always going to be people and data, social media is about people communicating and data is about the collection of information  -  the collective interaction of the two is where the New Economy operates.

Just as in the physical world, privacy will be paramount to all the participants, just as people converse in their daily lives on all types of communication they hold back private details, and especially financial matters  -  which is why the New Economy will always operate separate to other sectors by not blurring the lines between privacy and sharing, and always stand alone.

Commerce is the intersection between a buyer and seller in any economy, that intersection will be digitally driven as automation takes the physical jobs away, digital jobs that can exponentially multiply is the only way to replace those lost jobs, it will come as a relief for debt burdened societies, by having more free time because they can be more productive being the global gatekeepers between Supply and Demand stimulating growth  -  Sellers will gain more control with their own sales and future with the Digital Sales Division that opens up new possibilities for business growth in Free Open Market Economic Zones - FOMEZ.

Re-inventing Advertising as a free asset class value, provides the synergy needed to give Buyers and Sellers a level playing field, so more individuals can make the transition to the New Digital Economy, each driving more global productivity.


Place of Trust

The New Economy separates away from the Old Economy at the age old Place of Trust  -  it's now where fiat currency is exchanged with a digital cash trading currency for free, leaving the fiat currency to keep flowing in local economies

-  it's the transition point from the Old to the New.

The ecosystem only needs to securely track Ownership of the digital trading cash in global commerce, allowing the free Outsourced Selling process to integrate new marketing technology to find a local buyer to any product or service into a single process, on a global scale, and with predictable and serendipitous sales results.

-  as opposed to the Old Economy where a banking system has over centuries been able to fit between buyers and sellers, adding costs and removing the fiat currency from the local economy by holding it in various banking clusters, then releasing it at their own discretion back into an economy, controlling the flow of local economies  -  banks are simply another business and their product is money.

The world is moving into a new era, one with no blueprint to follow like before in the slower Old Economy, now a whole new way of thinking outside the box is needed, governments will not be the instigators, they will be there to distribute the new digital revenues that will flow from increased productivity.

-  the world is now able to finally access the largest natural resource that has been waiting to be tapped,  people  -  the sheer economies of scale using their new found connectivity will power the world's productivity of products and services for generations in the Digital Era.

New Digital Trade Routes

The New Economy moves down a new path that's never been available before, it's building out a new Industry and New Supply Trade Routes that focuses directly at global commerce in a way that will modernize exchanges between Buyers and Sellers -  then uniquely distribute a global wealth tax gained from the global productivity around the world. 

The New Economy is heading in the opposite direction to where the Old Economy's banking industry is trying to go by continuing along with the legacy of an old increasingly indebted financial system, and hoping that tinkering with accessory fintech services will change their destiny.

The Old and the New Economy are structured on vastly different architectures, the Old Economy is built with a third leg, a middleman designed to take a cut from every action in local and global commerce, it simply does away with the middleman and streamlines the commerce process, it has a structure that's designed to correct the legacy debt carried over from the Old Economy by exponentially helping individuals reduce any debt, as a Scalable Economy takes up.


The New Economy is part of the Digital Technological Era, where everything moves exponentially faster on a global scale, it's the era that'll help provide the correction to the world's economic debt cycle that most countries are locked into.

In the Old Economy, the banking system used money multiplying methods to increase growth by adding debt, this New Economy unravels that debt by multiplying productivity and buying power using Outsourced Selling.

It's not only the end retail commerce exchange that the New Economy disrupts, it's all along the Supply Chains, from produce grown to manufacturing and industrial enterprises, it can be hardware and software, all helping to shift from the old commerce systems.

Outsourced Selling moves commerce faster with Sell High Buy Low dynamics, it welds everything in digital commerce together in the New Economy, helping to solve inequality and limitations of local productivity in the Supply Chains.

With old economy barriers down, the mechanics in a scalable economy offer exponential and sustainable growth to local economies, change lives in the most remote corners of the globe to changing lives in the big cities  -  the infrastructure is built around the individual with a basic mobile phone, aided with tools to be an equal in the digital era and the global economy, no matter where they're located in the world.

It sits primarily on the mobile ( and desktop ) and accessible wherever an individual is located, it will be accessible to all the main utilities a person uses to conduct their lives, it will create an environment where earning in the New Economy will be much more in line with a person's wealth value, and the cost of their standard of living.

Most countries will miss the transition or totally underestimate the scalable economy's impact, which's why steps were taken to develop what was then the unknown future blueprint of how a digital economy would be structured.

All countries have their own agenda to look after the interests of their people, the New Economy sits in between all countries as a neutral Software as a Service based utility  -  ComTechX as an industry, is evolving into a Global Chamber of Economies utility that has set a mandate to secure the individual Ownership of digital cash for all global citizens, it's an entity that as a not for profit NGO service is able to monitor all activity from a neutral position.

    Platform Sphere            Productivity Chain    

Productivity along Supply Chains is the true heart beat of the world!                                                

Global Productivity is the Global Digital Markets  -  it connects local commerce on a real time global platform.

It disrupts the way markets operate, removes the incumbents by building out a Free Open Market for the Digital Age.

Global Digital Markets recognize the interactions of people in local commerce, networked together on a global scale.

-  it eliminates the middle tier traders in favor of a democratic market  -  driven by people for people, globally.

Traditional markets and economies typically use post data ( prior events ) to predict and speculate on forecasts

                      -  Global Digital Markets are the People's Markets that can only operate in real time and real productivity!

                      -  local economies can be magnets that draw Capital from a Global Crowd, serendipitously

Every product and service in the world can now get a Competitive Advantage,

-  anything produced, manufactured and retailed along the Supply Chain, from any Industry, from any location in the world,

-  any SME or industry leader can use Outsourced Selling on the Global Markets to jump clear of the competition - for free.


fuel   -   taxis   -   hotels   -   restaurants   -   events   -   travel   -   trekking   -   sharing   -   Cloudfunding Main St

groceries   -   fashion   -   books   -   delivery   -   content   -   subscriptions   -   On-demand   -   connecting   -   insurance

health   -   education   -   energy   -   housing   -   leasing   -   logistics   -   Used Market   -   Used Cars   +   more

Global Markets Layout


Global Digital Markets is a full market platform tracking Productivity in global locations -  networked together, in real time.

As a market platform it generates supply and stimulates trade by connecting the global crowd to the complete Productivity Cycle

Productivity is defined as the selling and buying of products and services along Supply Chains in both local and global commerce.

-  each Location where the commerce takes place is identified in real time with any trading activity by its unique Symbol

-  each Location is open to Sellers located within the district, they can list and sell on the Platform, activity between Sellers and Buyers creates the Productivity that drives the market,

-  the disruption of commerce's dynamics happens between the time a Seller lists an item and the time a local Buyer buys the item.

-  the Global Crowd  -  OMMs actively compete to win the item and generate the full price for the Seller and set the discounted Buying price for the local Buyer, that Competitive environment is made possible using Free Economic Value.

It's this complete Productivity Cycle that creates the Global Markets, it identifies activity in the specific locations, and then uses algorithmic economics at the micro and macro levels to collect and distribute the true values across the world to all those linked to the specific locations.

It taps in at ground zero in local markets where the some of world's products are first traded, it provides the Sellers the tools to list produce at full selling prices ( GPI ) from there the Global Crowd competes to set the buying prices up to a maximum of 20%.

Sellers have their own Digital Sales Department where they can be more involved in getting sales and earn extra income streams.

All markets can use Outsourced Selling

A Seller can list their produce by mobile prior to leaving for the local market and have a Buyer or Buyers accept and waiting to inspect the produce before completing the deal(s), payments are securely escrowed and transferred on agreement.

Products moving through the Supply Chains across borders can be listed on the Global Digital Markets, it can operate with the various traders in different countries, handle all currency values, even list products part way along the Supply Chain between stages.

For Coffee Growers in a developing country the platform can provide the growers with tools to Outsource Selling, listing their product at a profitable and sustainable Selling Prices and still have Buying Prices so low it would be impossible for traders to ignore,

-  the same Outsourced Selling can be repeated all along Supply Chains through export and import, all the way to domestic markets.

Alternative Energies like Solar Energy can use Outsourced Selling to get the edge and economies of scale over existing energy industries by utilizing the Platform's model in the New Economy.

This harnessing of the values in real time, and distribution of the true productivity value, takes global trade and commerce to a new level, which is why the Global Digital Markets is a standalone Platform for the Digital Age.

UDC  -  the neutral trading currency, holds its unique value by combining all major fiat currencies and pegging all the values in real time, this avoids being involved in currency trading wars that traders and Central Banks use to gain advantage over others.

By combining all fiat currencies into one basket, it gives Users the option to exchange UDC with any currency without loss or gain, this goes a long way in Buyers and Sellers getting real time value when exchanging goods for money, locally and globally,

-  this means UDC can be held without any loss of value against a User's normal fiat currency, and only liquidated to a fiat currency if cash is required.

-  fiat currencies always remain within its country of origin, allowing the currency to continue circulating in the local economy.

-  exchanges with UDC are completed in the free commerce environment, in everyday cash buys at local brick and mortar stores.

The ubiquity achieved by the Global Digital Markets is unique, in that every industry is speaking the same language when it comes to each time Productivity is being exchanged along any Supply Chain, in any Industry, and in any Location, in real time.

    Growth Guage    


  QwickPay operates by integrating UDC into local commerce, as the neutral global trading currency.

It's a commerce and trade exchange currency  -  it's totally free of fees, globally  -  on desktop, mobile.

It's digital cash that's exchanged with fiat currency cash at a local store whenever it's needed.

It eliminates fx spreads -  all commerce trading is now free from typical currency exchange margins.

QwickPay sits in a position where it can provide a payment processing model with unique advantages.

There's a great advantage of winning QwickPay Deals with 80% discounts and store them ready for purchases.

Users can gain affordability with QwickPay Deals and have automatic discounts of up to 80% ready to spend

Instead of Users paying to use credit, now Users can have P2P payments that have discounts built in.

As all activity on the Platform there're no banks and no credit cards, so no chargebacks, it all happens in real time.

It's simple for Sellers to add QwickPay as a payment option, either in brick and mortar stores or online.

It's digital trading cash, it uniquely exchanges with fiat currencies  -  local Buyers and Sellers still hold the fiat currencies

No fiat currency is held by the ComTech Platform, all fiat currencies are exchanged between Buyers and Sellers

The exchanges occur only at the local 'brick and mortar stores' to authenticate the value with true productivity

International travelers and foreign workers can be paid and send globally  -  free of any fees

As fiat currency is exchanged with digital trading currency in normal commerce, it further reduces a need for banks

  QwickP2P - Pay Here  
  The common denominator in industry is cost and value  -  the common denominator in economies are people.

Without people, economies can't move forward  -  the Platform is designed to get people moving forward.
  Sellers can Sign-up for early access
We're opening up to Sellers early - so if your business wants to gain the advantage, please add your details

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Check out a Deal Registration and Cloudfund Strategy

See a Snap-Shot view of a Cloudfund strategy and bidding for Deals

Cloudfunding generates Price Demand  -  digitizes 'cash' to flow ubiquitously around the world

What's The Monetizing Moment?

Cloud Commerce operates by Outsourcing the Selling to the Crowd by Cloudfunding

How Sellers Outsource their Selling to the Crowd?

   'Pay it Forward, Now!' completes the sales activity for sellers!

As UDC is validated and exchanged in the Digital Economy it permeates out into local economies!

see the connection of players that help achieve 'Productivity' :   Global Cloud Productivity

Wherever your Location is - you are not alone!

- this is the 'RunWay' we're now on, with the New Economy!

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